.brand,.is-workspace .brand{letter-spacing:normal;gap:6px}.brand-wordmark{flex-direction:column;gap:1px;font-family:Plus Jakarta Sans,Inter,-apple-system,BlinkMacSystemFont,Segoe UI,sans-serif;line-height:1.15;display:flex}.brand-name{letter-spacing:-.035em;white-space:nowrap;color:#fff;font-family:inherit;font-size:17px;font-weight:700}.brand-tagline{letter-spacing:.02em;white-space:nowrap;color:#ffffffb8;font-family:inherit;font-size:11px;font-weight:500}.brand img,.is-workspace .brand img{flex-shrink:0;width:auto;height:48px}@media (width>=721px){.portal-shell:not(.is-workspace) .brand-panel{align-self:start;height:100svh;min-height:0;position:sticky;top:0}.portal-shell:not(.is-workspace) .brand-message{padding-top:0;padding-bottom:clamp(24px,7vh,76px)}}@media (width<=1080px){.brand-name{font-size:16px}.brand-tagline{font-size:10px}.brand img,.is-workspace .brand img{height:44px}}@media (width>=721px) and (width<=1000px){.is-workspace{grid-template-columns:228px minmax(0,1fr)}}@media (width<=400px){.brand-name{font-size:15px}.brand-tagline{display:none}.brand img,.is-workspace .brand img{height:40px}}:root{--navy-900:var(--design-navy,#11212e);--navy-800:#182c3b;--navy-700:#263c4b;--navy-600:#344c5c;--navy-500:#4b6270;--navy-400:#617580;--navy-100:#dce2e4;--navy-50:#f1f3f3;--accent-700:#7c6946;--accent-600:#8b754e;--accent-50:#f5f3ee;--cream-50:#f7f6f3;--cream-100:#f2f0eb;--cream-300:#dcd7cb;--gold-300:#c8b182;--gold-400:var(--design-gold,#b59a63);--ink-900:#11212e;--ink-800:#26343d;--ink-700:#34434b;--ink-500:#586770;--ink-400:#68757d;--ink-200:#c6cccf;--ink-100:#e4e7e8;--white:#fff;--paper:#f8f9f8;--line:#dfe3e4;--line-strong:#bfc7cb;--success-600:#1f8a6e;--success-50:#e5f4ef;--warn-600:#c97a14;--warn-50:#fff6e5;--warn-200:#f0dcb4;--font-sans:var(--design-font,"Montserrat"), -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;--font-display:var(--font-sans);--r-sm:0;--r-md:0;--r-lg:0;--r-xl:0;--r-pill:0;--shadow-sm:none;--shadow-md:none;--shadow-lg:none;--rail-w:clamp(304px, 27vw, 392px)}*,:before,:after{box-sizing:border-box}html{-webkit-text-size-adjust:100%}body{background:var(--paper);color:var(--ink-800);font-family:var(--font-sans);-webkit-font-smoothing:antialiased;-moz-osx-font-smoothing:grayscale;margin:0;font-size:16px;line-height:1.6}a{color:var(--navy-700);text-underline-offset:3px}a:hover{color:var(--accent-600)}h1,h2,h3,h4{margin:0}.rail-lead h1,.q-ask h2,.result-hero h2,.save-head h3{text-transform:uppercase;overflow-wrap:anywhere}.sr-only{clip:rect(0,0,0,0);white-space:nowrap;border:0;width:1px;height:1px;padding:0;position:absolute;overflow:hidden}.eyebrow{letter-spacing:.16em;text-transform:uppercase;color:var(--accent-700);margin:0;font-size:11px;font-weight:700}.fine{color:var(--ink-400);margin:0;font-size:12.5px;line-height:1.6}.shell{grid-template-columns:var(--rail-w) minmax(0, 1fr);background:linear-gradient(to right, #11212e 0, #11212e var(--rail-w), transparent var(--rail-w));min-height:100svh;display:grid}.work{justify-content:center;padding:clamp(36px,5vw,76px) clamp(24px,4vw,64px) 88px;display:flex}.work-inner{align-content:start;gap:28px;width:100%;max-width:800px;display:grid}.rail{color:#fff;background:var(--navy-900);flex-direction:column;align-self:start;gap:clamp(20px,3.4vh,38px);height:100svh;padding:40px 32px 32px;display:flex;position:sticky;top:0;overflow:auto;box-shadow:inset -1px 0 #ffffff12}.rail-brand{flex:none;text-decoration:none;display:inline-flex}.rail-brand .brand{align-items:center;gap:12px;display:inline-flex}.rail-brand .brand-wordmark{font-family:var(--font-sans)}.rail-brand .brand-name{letter-spacing:.035em;font-weight:500}.rail-brand .brand img{height:44px}.rail-brand:focus-visible{outline-offset:6px}.rail-lead .eyebrow{color:var(--gold-300)}.rail-lead h1{font-family:var(--font-display);letter-spacing:.035em;color:#fff;margin:12px 0 0;font-size:clamp(28px,2.5vw,36px);font-weight:300;line-height:1.18}.rail-intro{color:#ffffffad;max-width:34ch;margin:12px 0 0;font-size:14px;line-height:1.65}.rail-nav{margin-top:auto}.stages{gap:2px;margin:0;padding:0;list-style:none;display:grid}.stage{grid-template-columns:26px minmax(0,1fr);align-items:center;gap:14px;padding:10px 0;display:grid;position:relative}.stage+.stage:before{content:"";background:#ffffff2e;width:1.5px;height:18px;position:absolute;top:-9px;left:12.5px}.stage-dot{color:#ffffffad;border:1.5px solid #ffffff42;border-radius:50%;place-items:center;width:26px;height:26px;font-size:11px;font-weight:700;transition:background .25s,border-color .25s,color .25s,box-shadow .25s;display:grid}.stage-text{gap:1px;min-width:0;display:grid}.stage-label{color:#ffffffbd;font-size:14px;font-weight:500;transition:color .25s}.stage-meta{letter-spacing:.04em;color:#ffffffa6;font-variant-numeric:tabular-nums;font-size:11px}.stage.is-done+.stage:before,.stage.is-current:before{background:#c9a24d8c}.stage.is-done .stage-dot{background:var(--gold-400);border-color:var(--gold-400);color:var(--navy-900)}.stage.is-done .stage-dot:after{content:"✓";font-size:12px;line-height:1}.stage.is-done .stage-label{color:#fffc}.stage.is-current .stage-dot{color:var(--navy-900);box-shadow:none;background:#fff;border-color:#fff}.stage.is-current .stage-dot:after{content:"";background:var(--accent-600);border-radius:50%;width:8px;height:8px}.stage.is-current .stage-label{color:#fff;font-weight:600}.rail-foot{border-top:1px solid #ffffff1f;flex:none;padding-top:18px}.rail-trust{gap:7px;margin:0;padding:0;list-style:none;display:grid}.rail-trust li{color:#ffffffad;grid-template-columns:16px minmax(0,1fr);gap:9px;font-size:12.5px;display:grid}.rail-trust li:before{content:"✓";color:var(--gold-300);font-size:11px;line-height:1.55}.rail-help{color:#ffffffad;margin:16px 0 0;font-size:12.5px}.rail-help a{color:#fff}.rail-help a:hover{color:var(--gold-300)}.notice{background:var(--warn-50);border:1px solid var(--warn-200);border-radius:var(--r-md);color:var(--ink-700);margin:0;padding:15px 18px 15px 46px;font-size:14px;position:relative}.notice:before{content:"i";background:var(--warn-600);color:#fff;border-radius:50%;place-items:center;width:18px;height:18px;font-size:11px;font-style:italic;font-weight:700;display:grid;position:absolute;top:16px;left:17px}button{font:inherit;letter-spacing:.09em;text-transform:uppercase;color:#fff;background:var(--navy-900);border:1px solid var(--navy-900);border-radius:var(--r-sm);cursor:pointer;justify-content:center;align-items:center;gap:9px;padding:17px 26px;font-size:13px;font-weight:700;line-height:1.4;transition:background .2s,border-color .2s,color .2s,transform .2s,box-shadow .2s;display:inline-flex}button:hover:not(:disabled){background:var(--navy-900);border-color:var(--navy-900);box-shadow:none}button:disabled{opacity:.45;cursor:default}button.secondary{background:var(--white);color:var(--navy-700);border-color:var(--line-strong)}button.secondary:hover:not(:disabled){background:var(--navy-900);color:var(--white);border-color:var(--navy-900);box-shadow:none}.text-button{color:var(--ink-500);letter-spacing:.03em;text-transform:none;background:0 0;border-color:#0000;padding:12px 10px;font-size:13px;font-weight:500}.text-button:hover:not(:disabled){color:var(--accent-600);box-shadow:none;background:0 0;border-color:#0000;transform:none}label{display:block}input:not([type=checkbox]):not([type=file]){width:100%;font:inherit;color:var(--ink-900);background:var(--white);border:1px solid var(--line-strong);border-radius:var(--r-md);padding:15px 17px;font-size:16px;transition:border-color .2s,box-shadow .2s}input:not([type=checkbox]):not([type=file]):hover{border-color:var(--navy-400)}input:not([type=checkbox]):not([type=file]):focus{border-color:var(--navy-600);outline:none;box-shadow:0 0 0 3px #b59a632e}input::placeholder{color:var(--ink-400)}input[type=number]{appearance:textfield}input[type=number]::-webkit-outer-spin-button{-webkit-appearance:none;margin:0}input[type=number]::-webkit-inner-spin-button{-webkit-appearance:none;margin:0}input[type=file]{width:100%;font:inherit;color:var(--ink-500);border:1.5px dashed var(--line-strong);border-radius:var(--r-md);background:var(--paper);cursor:pointer;padding:12px;font-size:13.5px}input[type=file]::file-selector-button{font:inherit;cursor:pointer;color:var(--navy-700);background:var(--white);border:1px solid var(--line-strong);border-radius:var(--r-sm);margin-right:12px;padding:8px 14px;font-size:13px;font-weight:600}button:focus-visible,a:focus-visible,summary:focus-visible,input:focus-visible{outline:3px solid var(--gold-400);outline-offset:3px}.actions{justify-content:space-between;align-items:center;gap:12px;display:flex}.actions-right{align-items:center;gap:8px;display:flex}.q-card{background:var(--white);border:1px solid var(--line);border-radius:var(--r-xl);box-shadow:var(--shadow-md);overflow:hidden}.q-head{justify-content:space-between;align-items:baseline;gap:16px;padding:28px 36px 20px;display:flex}.q-count{color:var(--ink-400);font-variant-numeric:tabular-nums;white-space:nowrap;font-size:12.5px}.q-bar{background:var(--navy-50);border-radius:var(--r-pill);height:3px;margin:0 36px;overflow:hidden}.q-bar span{border-radius:inherit;background:var(--gold-400);height:100%;transition:width .45s cubic-bezier(.22,1,.36,1);display:block}.q-trail{gap:10px;padding:26px 36px 0;display:grid}.trail-row{border-bottom:1px solid var(--ink-100);grid-template-columns:minmax(0,1fr) auto;align-items:baseline;gap:18px;padding-bottom:10px;display:grid}.trail-q{color:var(--ink-400);margin:0;font-size:13px}.trail-a{color:var(--navy-700);text-align:right;text-transform:none;letter-spacing:normal;overflow-wrap:anywhere;background:0 0;border:0;border-radius:0;gap:12px;padding:0;font-size:14.5px;font-weight:600}.trail-a:hover:not(:disabled){color:var(--accent-700);box-shadow:none;background:0 0;transform:none}.trail-edit{letter-spacing:.1em;text-transform:uppercase;color:var(--ink-400);border-bottom:1px solid var(--ink-200);padding-bottom:1px;font-size:10px;font-weight:700}.trail-a:hover .trail-edit{color:var(--accent-600);border-color:var(--accent-600)}.q-ask{padding:34px 36px 0}.q-ask h2{font-family:var(--font-display);letter-spacing:.035em;color:var(--navy-900);font-size:clamp(28px,2.8vw,38px);font-weight:300;line-height:1.2}.q-ask p{color:var(--ink-500);max-width:54ch;margin:12px 0 0;font-size:16px;line-height:1.75}.is-new .q-ask{animation:.28s cubic-bezier(.22,1,.36,1) both ask-in}@keyframes ask-in{0%{opacity:0;transform:translateY(6px)}to{opacity:1;transform:none}}.q-form{padding:30px 36px 32px}.answer-options{border:0;grid-template-columns:repeat(auto-fit,minmax(232px,1fr));gap:12px;margin:0;padding:0;display:grid}.answer-option{cursor:pointer;position:relative}.answer-option input{opacity:0;width:1px;height:1px;position:absolute}.answer-option>span{height:100%;min-height:70px;color:var(--ink-800);background:var(--white);border:1px solid var(--line);border-radius:var(--r-md);align-items:center;gap:13px;padding:14px 18px;font-size:15px;font-weight:500;transition:border-color .18s,background .18s,color .18s,box-shadow .18s,transform .18s;display:flex}.answer-option>span:before{content:"";border:1px solid var(--line-strong);background:var(--white);border-radius:50%;flex:none;width:19px;height:19px;transition:border-color .18s,background .18s,box-shadow .18s}.answer-option:hover>span{border-color:var(--navy-400);background:var(--paper)}.answer-option input:checked+span{border-color:var(--navy-600);background:var(--navy-50);color:var(--navy-900);box-shadow:none}.answer-option input:checked+span:before{border-color:var(--navy-600);background:var(--navy-600);box-shadow:inset 0 0 0 3.5px var(--white)}.answer-option input:focus-visible+span{outline:3px solid var(--gold-400);outline-offset:3px}.answer-field{position:relative}.answer-field.has-prefix input{padding-left:38px}.field-prefix{color:var(--ink-400);pointer-events:none;font-size:16px;font-weight:600;position:absolute;top:50%;left:17px;transform:translateY(-50%)}.q-actions{border-top:1px solid var(--ink-100);margin-top:26px;padding-top:22px}.q-actions #back:before{content:"←";margin-right:8px}.q-assure{background:var(--cream-50);border-top:1px solid var(--cream-300);text-align:center;color:var(--ink-500);margin:0;padding:14px 24px;font-size:12px}.panel{background:var(--white);border:1px solid var(--line);border-radius:var(--r-xl);box-shadow:var(--shadow-sm);padding:32px 36px}.panel-title{letter-spacing:.13em;text-transform:uppercase;color:var(--ink-400);margin-bottom:18px;font-size:12px;font-weight:700}.result-hero{border-radius:var(--r-xl);color:#fff;background:var(--navy-900);box-shadow:var(--shadow-lg);padding:40px 36px 32px}.result-hero .eyebrow{color:var(--gold-300)}.result-hero h2{font-family:var(--font-display);letter-spacing:.035em;color:#fff;margin:12px 0 0;font-size:clamp(30px,3.2vw,43px);font-weight:300;line-height:1.16}.summary-chips{flex-wrap:wrap;gap:8px;margin:22px 0 0;padding:0;list-style:none;display:flex}.summary-chips li{border-radius:var(--r-pill);color:#ffffffe0;background:#ffffff17;border:1px solid #ffffff29;padding:6px 13px;font-size:12.5px}.hero-actions{justify-content:flex-end;margin-top:24px}.result-hero button.secondary{color:#fff;background:0 0;border-color:#ffffffa6}.result-hero button.secondary:hover:not(:disabled){color:#fff;background:#ffffff1a;border-color:#fff}.metrics{grid-template-columns:repeat(auto-fit,minmax(196px,1fr));gap:12px;margin:0;display:grid}.metrics>div{background:var(--paper);border:1px solid var(--line);border-radius:var(--r-md);padding:18px 20px}.metrics dt{letter-spacing:.05em;text-transform:uppercase;color:var(--ink-400);font-size:11.5px;font-weight:600}.metrics dd{font-family:var(--font-display);letter-spacing:.035em;color:var(--navy-900);margin:9px 0 0;font-size:27px;font-weight:300;line-height:1.15}.loi{background:var(--cream-50);border-color:var(--cream-300)}.loi .panel-title{color:var(--accent-700)}.loi-figures{border-bottom:1px solid var(--cream-300);grid-template-columns:repeat(auto-fit,minmax(160px,1fr));gap:20px;padding-bottom:20px;display:grid}.loi-figure span{letter-spacing:.05em;text-transform:uppercase;color:var(--ink-500);font-size:11.5px;font-weight:600;display:block}.loi-figure b{font-family:var(--font-display);letter-spacing:.035em;color:var(--navy-900);margin-top:8px;font-size:26px;font-weight:300;line-height:1.15;display:block}.loi-cap{color:var(--ink-700);margin:18px 0 14px;font-size:14.5px}.flags{background:var(--warn-50);border-color:var(--warn-200)}.flags .panel-title{color:var(--warn-600)}.flags ul{gap:11px;margin:0;padding:0;list-style:none;display:grid}.flags li{color:var(--ink-700);grid-template-columns:18px minmax(0,1fr);gap:12px;font-size:14.5px;display:grid}.flags li:before{content:"!";background:var(--warn-600);color:#fff;border-radius:50%;place-items:center;width:18px;height:18px;margin-top:3px;font-size:11px;font-weight:700;display:grid}.accordions{gap:12px;display:grid}details{background:var(--white);border:1px solid var(--line);border-radius:var(--r-lg);overflow:hidden}summary{color:var(--navy-900);cursor:pointer;align-items:center;gap:12px;padding:17px 22px;font-size:15px;font-weight:600;list-style:none;display:flex}summary::-webkit-details-marker{display:none}.acc-count{border-radius:var(--r-pill);background:var(--navy-50);color:var(--navy-700);padding:2px 9px;font-size:11.5px;font-weight:700}summary:after{content:"＋";color:var(--ink-400);margin-left:auto;font-size:15px;transition:transform .2s}details[open] summary:after{content:"－"}details[open] summary{border-bottom:1px solid var(--line)}details ul{gap:8px;margin:0;padding:16px 22px 20px 40px;display:grid}details li{color:var(--ink-700);font-size:14.5px}.save-panel{border-color:var(--navy-100);box-shadow:var(--shadow-md)}.save-head{gap:10px;margin-bottom:22px;display:grid}.save-head h3{font-family:var(--font-display);letter-spacing:.035em;color:var(--navy-900);font-size:clamp(25px,2.4vw,32px);font-weight:300;line-height:1.22}.save-head p{color:var(--ink-500);max-width:56ch;margin:0;font-size:14.5px}.badge{letter-spacing:.12em;text-transform:uppercase;border-radius:var(--r-pill);justify-self:start;padding:5px 11px;font-size:11px;font-weight:700}.badge-step{background:var(--navy-50);color:var(--navy-700)}.badge-ok{background:var(--success-50);color:var(--success-600)}.stack{justify-items:start;gap:10px;display:grid}.stack label{color:var(--ink-700);font-size:13px;font-weight:600}.stack input{max-width:420px}.stack button{margin-top:8px}.reference{border:1px solid var(--line-strong);border-radius:var(--r-md);background:var(--paper);color:var(--ink-500);align-items:center;gap:10px;margin:0 0 20px;padding:13px 16px;font-size:13.5px;display:flex}.reference b{font-family:var(--font-display);letter-spacing:.06em;color:var(--navy-900);font-size:17px}.consent{color:var(--ink-700);align-items:flex-start;gap:12px;font-size:14px;line-height:1.55;display:flex}.consent input{width:19px;height:19px;accent-color:var(--navy-700);flex:none;margin:3px 0 0}.sub{border-top:1px solid var(--ink-100);margin-top:24px;padding-top:24px}form.sub>button{margin-top:18px}.sub h4{color:var(--navy-900);font-size:15.5px;font-weight:700}.sub>p{color:var(--ink-500);margin:8px 0 16px;font-size:13.5px}.file-list{color:var(--ink-500);overflow-wrap:anywhere;margin-top:12px;font-size:13px}.save-foot{border-top:1px solid var(--ink-100);flex-wrap:wrap;align-items:center;gap:6px 16px;margin-top:24px;padding-top:20px;font-size:13.5px;display:flex}.save-foot .text-button{padding:4px 0;font-size:13.5px}#advisor[aria-busy=true] .work-inner{opacity:.6;pointer-events:none;transition:opacity .15s}.legal{border-top:1px solid var(--line);gap:12px;margin-top:12px;padding-top:24px;display:grid}.legal .disclaimer{color:var(--ink-400);margin:0;font-size:12.5px;line-height:1.65}.legal .privacy{color:var(--ink-400);margin:0;font-size:11.5px;line-height:1.65}.legal-links{color:var(--ink-400);margin:4px 0 0;font-size:13px}@media (width<=980px){.shell{grid-template-columns:1fr}.rail{height:auto;box-shadow:none;gap:20px;padding:18px 20px 20px;position:static}.rail-brand .brand img{height:38px}.rail-lead h1{margin-top:14px;font-size:28px}.rail-lead .eyebrow{font-size:10px}.rail-intro,.rail-foot{display:none}.rail-nav{margin-top:0}.stages{grid-auto-columns:1fr;grid-auto-flow:column;gap:0}.stage{text-align:center;grid-template-columns:1fr;justify-items:center;gap:8px;padding:0}.stage+.stage:before{width:calc(100% - 34px);height:1.5px;margin-right:17px;top:12px;left:auto;right:50%}.stage-text{justify-items:center}.stage-label{font-size:11.5px;line-height:1.3}.stage-meta{display:none}.shell{background:0 0}.work{padding:22px clamp(16px,4vw,40px) 64px}.work-inner{gap:16px}.q-head{padding:18px 20px 12px}.q-bar{margin:0 20px}.q-trail{padding:18px 20px 0}.q-ask{padding:22px 20px 0}.q-form{padding:20px 20px 24px}.q-actions{margin-top:22px;padding-top:18px}.actions-right{gap:2px}.q-actions .text-button{padding:12px 6px}.q-actions button:not(.text-button){padding:14px 18px}.panel,.result-hero{border-radius:var(--r-lg);padding:24px 20px}.hero-actions{justify-content:stretch}.hero-actions button{width:100%}.trail-row{grid-template-columns:1fr;gap:4px}.trail-a{text-align:left;justify-content:flex-start}}@media (width<=620px){.q-actions{flex-wrap:wrap}.actions-right{flex-wrap:wrap;justify-content:flex-end}.q-actions .actions-right{flex:100%}.stack button{max-width:100%}.answer-options{grid-template-columns:1fr}.rail-lead h1{font-size:26px}.q-head{padding:16px 18px 12px}.q-bar{margin:0 18px}.q-trail{padding:16px 18px 0}.q-ask{padding:20px 18px 0}.q-form{padding:18px 18px 22px}.panel,.result-hero{padding:22px 18px}.metrics>div{padding:16px 17px}.metrics dd{font-size:22px}}@media (width<=420px){.stage-label{font-size:10.5px}.q-ask h2{font-size:26px}.q-head{align-items:flex-start;gap:10px}.q-count{white-space:normal;text-align:right}.summary-chips li{font-size:11.5px}}@media (prefers-reduced-motion:reduce){*,:before,:after{transition-duration:.001ms!important;animation-duration:.001ms!important}.answer-option:hover>span,button:hover:not(:disabled){transform:none}}@media print{.rail,.q-assure,.save-panel,.hero-actions,.legal-links{display:none!important}body{background:#fff}.shell{grid-template-columns:1fr}.work{padding:0}.result-hero{color:#000;box-shadow:none;background:0 0;border:1px solid #000}.result-hero h2,.result-hero .eyebrow{color:#000}.summary-chips li{color:#000;background:0 0;border-color:#999}.panel{box-shadow:none;break-inside:avoid}details{break-inside:avoid}details ul{display:grid!important}}