A bridge loan is short-term financing that "bridges" the gap between an immediate capital need and a longer-term solution. Investors use bridge loans to lock in time-sensitive opportunities, cover a quick close while waiting on a refinance, or season a property before placing permanent debt.
At Kyon Capital, our bridge loans are designed for operators who move fast. Soft-credit pre-qualification, flexible draw structures, and a process built around speed without sacrificing diligence.
Typical Bridge terms — your exact quote is finalized in underwriting.
Bridge is about time. We've built our process around it.
When title and appraisal cooperate, we wire in seven days. Most close in 10–12.
Bridge isn't W-2 underwriting. We look at the asset, the exit, and your track record.
No broker layer. The team underwriting your file is the team funding it.
We'll show you the exit before we lend — so the next loan is already mapped out.
Soft-pull rate quote in two minutes.
Upload basic deal info through the portal.
Term sheet typically within 24–48 hours.
Sign closing docs, we wire — often in seven days.
Soft credit pull. Two-minute estimate. NMLS #11252078.