Investor Lending · Purchase + Rehab

One loan to buy, rehab, and resell.

90%LTC available

A Fix & Flip loan bundles acquisition and renovation into a single facility — so the same loan that buys the property also funds the rehab.

Built for investors flipping 1–4 unit homes: short-term, deal-driven underwriting, and a draw schedule that releases rehab funds as work completes.

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At a glance

Key highlights

Typical Fix & Flip terms — your exact quote depends on the deal and your track record.

Why Kyon for a Flip

Built around the way flippers actually work.

Up to 90% LTC

Higher leverage on acquisition + rehab combined. More flips with the same capital.

Fast rehab draws

Submit Monday, funded Wednesday. Our draw process is built around the contractor's schedule.

First-time flippers welcome

You don't need 50 flips behind you. We work with experienced investors and newcomers alike.

Refi or sale, your call

Exit into a sale or roll into a DSCR rental loan. We've already mapped both paths.

Honest fit

Is Fix & Flip right for you?

Good fit if you...

  • Are buying a 1–4 unit property to renovate and resell
  • Have a realistic rehab budget and timeline (6–18 months)
  • Want one loan covering both purchase and rehab
  • Have a contractor or scope of work in hand

Probably not for you if...

  • The property is for long-term holding (look at DSCR instead)
  • You're building from dirt (Ground-Up is the right product)
  • You're buying your own home (see Mortgages)
  • You don't have a renovation plan or contractor lined up
The fine print, plainly

Key metrics, explained.

Example deal

What a Fix & Flip might look like.

From quote to wire

A simple, four-step process.

1

Check your rate

Soft-pull rate quote in two minutes.

2

Submit application

Upload purchase contract and scope of work.

3

Get approved

Term sheet typically within 24–48 hours.

4

Close & fund

Acquisition wired at close. Rehab funded by draw.

Other options

Related Kyon products

Bridge

Need to move faster than Fix & Flip allows? Bridge can close in seven days.

See Bridge

DSCR Rental

Planning to hold the flip? Refinance into a long-term DSCR after stabilization.

See DSCR

Ground-Up Construction

Building new instead of rehabbing? Ground-Up is the structured-draw option.

See Ground-Up
Get the next flip funded

Same flip, faster timeline.

Soft credit pull. Two-minute estimate. NMLS #11252078.

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